Protecting Your Land & Livelihood
Find Farm Insurance
Understanding Agriculture From Every Angle
Powerful coverage for the land you steward.
We know every agriculture operation is different. That's why we're available for on-site visits to ensure we're providing you with the right coverages for direct losses to your property, lost income, and third-party claims. Your farm insurance needs to match your business and budget.
Get StartedFarm Coverage
What Does Farm Insurance Cover?
Farm insurance is designed to minimize the financial impact of an unexpected disaster. It helps cover costs you couldn't afford to pay out of pocket.
Dwellings & Outbuildings
Coverage for barns, arenas, storage structures, greenhouses, processing facilities, your home, and other structures on the farm property.
Equipment Breakdown
Covers repairs and replacement if essential farm equipment suffers a mechanical or electrical breakdown — generators, ventilation, heating, irrigation pumps, and GPS systems.
Commercial General Liability
Covers property damage, injuries, and potential legal expenses caused by negligent acts by you or an employee during farming operations.
Livestock & Poultry
Protection if your horses, cattle, or poultry are injured, fall ill, or die — covering animals both on the farm and during transit.
Business Interruption
If an insured loss forces you to stop farming operations, this coverage helps pay essential costs until you can restart — keeping your livelihood afloat.
We do it all
Every Farm is Unique
Your Acera Insurance advisor specializes in agriculture and understands that every operation is different. We provide tailored coverage for all types of farms from the prairies to the coast.
What You May Be Required to Carry
Most parts of farm insurance are not mandatory in Alberta, but some coverages may be required depending on your operation. Here's what to know:
Key requirements for Alberta farms:
01
Vehicle Coverage
Third-party liability, DCPD, and accident benefits are mandatory on all farm vehicles — just like personal auto insurance in Alberta.
02
Workers' Compensation
If you have employees, WCB coverage is required. This protects both you and your workers in the event of a workplace injury.
03
Leased Equipment
Lenders typically require property damage coverage on any leased or financed equipment — tractors, combines, and other major machinery.
04
Contractual Liability
Some contracts may require you to carry certain types and amounts of liability insurance. Review your agreements with your advisor.
Ready to Protect Your Farm?
Connect with a local AgPro advisor who understands Western Canada farming. We'll visit your operation and build a policy that fits.
Get Started